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STOP GETTING FRAGMENTED FINANCIAL ADVICE...

YHH FAMILY OFFICE CENTRALIZES
YOUR BUSINESS & FAMILY FINANCES IN ONE PLACE TO MAXIMIZE YOUR WEALTH
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SAME GREAT COMPANY - SAME GREAT PEOPLE - SAME GREAT SERVICE - MORE VALUE

What Is a Family Office?

A Family Office is a private wealth management advisory firm that has solutions for the underserved business owner and underserved families saving for retirement or planning a legacy for their children.

I notice the Family Offices are different from traditional wealth management companies in that Family Offices offer a total solution to managing all tax, financial, and investment needs of businesses and families. Thus, accelerating your wealth.

The Problem?

Why Do You Need a Family Office?

The biggest reason is that tax advice, financial advisory, business planning, and family planning all go together. Most high net worth families and businesses have a CPA, financial advisor, insurance advisor, and lawyer.

None of them talk to each other. They all leave it up to you to decipher the fragmented information and make the right decision for your business and family while you're busy growing your business, working and managing the day-to-day of your business and family.

Another reason to have a Family Office? During the presidential election in 2000, I was living with my 90-year-old granny. When I asked her who she wanted to vote for, she waved her hands at me and said, "They're all crooks!" She went on to explain to me that she didn't like taxes and that her Social Security check was higher in the 80s than in the 90s.

At the same time, I started earning around $10K per month and realized all the tax money that was taken out of my check. I was also deciphering the best way to invest my money for now and for the future.

Fast forward to 2010ish, I was in my CPA's office. A client of his called in about a big windfall he received and the CPA said, "There is nothing you can do but pay the tax." What if that same guy called his financial advisor? What would they say? Probably the same. What if he called his lawyer? Would it be the same?

Here Is Where I Find The Fragmented Advice Comes In...

​For 10 years, I worked for Allstate, AXA, and Ameriprise. I performed advanced tax and financial planning, where I met with five different advisors a day.

In all my years of experience, here is what I have found to be generally true:

  • CPAs are usually historians and accounting for your numbers in the past.

  • Financial advisors are typically stock market-focused. They want to charge you 1% and have no sell discipline for underperforming positions and don't beat the S&P.  For a business owner, we know your best return and wealth building is in your business.

  • Attorneys set up your entity and you usually never talk to them again.

Let Me Be Fair and Look at Each Profession and Add In How We Can Help...

Certified Public Accountant Duties. Examine Financial Records: CPAs analyze financial records to prepare tax returns, create budget reports, and conduct audits for their clients. These accountants ensure that financial records comply with federal, state, and local laws and regulations.

This is an amazing resource to have. Everyone needs to make sure they're accurately accounting for their income based on IRS Guidelines.

Here is where our CPAs differ. One of my CPA mentors says, "The reality is that only about 30 pages of the tax code are about raising money for the government. The majority of the law spells out business and investment incentives, which is why it is best to hire a CPA who can develop a tax strategy."

Notice that he says, "investment incentives". This is different than what the pundits like to call "loop- holes".

Our CPAs partner with our financial advisor and provide a for- ward-looking tax plan combined with an investment plan to maximize tax incentives and maximize return.

I have surveyed and trained over 20,000 financial advisors. When it comes to financial advice, I know the needs of business owners and entrepreneurs are quite different from someone who is a diligent saver and investor. The goal of 99% of financial advisors is to put your money in the stock market, buy and hold. If they are buying and holding are they managing your account? What are your advisors doing to protect from declines in the market? You can save what your advisor is charging you, invest in the S&P, ride the upside bull markets and ride the downside market declines. True management is managing your taxes, maximize your wealth, income and legacy.  Our Money Manager has beat the S&P 500 for the past 7 years that he has paid for a third party to verify. 

In addition, most people save in tax-deferred accounts. These tax-deferred strategies frequently lead to people paying more tax than they otherwise would have with a better tax-managed strategy over the years. The biggest fees that we pay that hinders our wealth are taxes.

On the other hand, I have business owners asking me which company they should invest in. I always say your best return is buying your own stock or investing where you can get tax incentives or tax credits that put more of your profits in your pocket rather than the government's.

In both cases outlined, the best method is to have a CPA and financial advisor working together.

The third professional in our Triangle of Wealth is a lawyer. A lawyer is key for business owners, entrepreneurs, and anyone who wants to protect their wealth.

There are two key foundations to discuss: one for business owners and one for high-net-worth families.

For business owners, you need to have the right entity structure. Should you be a sole proprietor, limited liability company, S corporation, or C corporation? The entity you started out with may not be the entity you need now.

For high-net-worth families, you need estate planning. The first reason is to avoid probate. Probate will tie your money up in the courts for 9 months or more. Probate will cost your family 5% of your gross estate in legal fees to get through the process. The other reason you need an estate plan is to protect your family from the 40% estate tax your estate is subject to when you die.

As you can see the advice CPAs, financial advisors, and lawyers give all have investment and tax consequences. It's best to have them on the same page.

That is Why We Recommend Our Family Offices

  • Our CPAs provide you with forward-looking tax plans.

  • Our financial advisors know your money's best return is back in your business. We known your family has certain needs of tax implixations and retirement income to maximune your legacy.

  • We partner with attorneys to make sure your family and business are getting the best legal benefits of all the structures.

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GET A CPA, FINANCIAL ADVISOR, AND ATTORNEY WORKING TOGETHER FOR YOU!

Our family office services include but are not limited to:

  • Tax preparation / Tax planning

  • CFO services / Accounting

  • Business/Real estate tax incentives

  • R&D tax credits

  • Financial advisory

  • Portfolio management

  • Business expansion

  • Retirement planning

  • Exit planning

  • Insurance planning

  • Sales Consulting

Who The YHH
Financial Family Office For...

If you're a business owner and want help managing profits and growing your business.

If you have money in the Qualified Plans and want to make sure you're paying the least amount of taxes.

Business Tax Planning

  • Entity Structure

  • Captive Insurance

  • 179

  • Executive Rental

Real Estate

  • Cost Segregation

  • BonusDepreciation

  • Installment

  • ​Deferred Sales Trust

Financial Advisory

  • Investment Advisory

  • 401k/Profit sharing

  • Self Directed IRA

  • Portfolio Management

Tax Preparation & Accounting

FAMILY OFFICE

Sales Consulting

11 Step Business Optimization System

Here is the Deal...

Business Expansion

  • Deal Flow

  • Deal Analysis

  • Pitch Deck Development

Retirement Planning

  • Roth conversion

  • Income Planning

  • Legacy

Estate Planning

  • Revocable Trust

  • Irrevocable Trust

  • Estate Tax Planning

Insurance Planning

  • Buy Sell Agreement

  • Keyman Strategies

  • Premium Finance

If you want to make sure you're paying the legal minimum in taxes.

If you want to be protected from the high costs of Probate the 40% Estate Tax.

If you want a CPA, Financial Advisor and Attorney to be working side by side to maximize your family's wealth, the YHH Financial Office is for you!

​Our mission is to help families maintain financial viability in the present while taking a proactive approach to achieving future goals.

Call or Email to Schedule Your No Obligation Appointment...

ADMIN@YHH.COM | 941•800•2424

Matt Linklater

President

Over the past 25 years Matt has served as the point person for business owners to manage and grow their businesses through a strategic plan starting with the end in mind.  He has interviewed and partnered with over 13,000 financial advisors to bring to you a unique tax planning approach.  He prides himself on working with business owners, financial professionals and families all over the world about estate planning, tax planning and wealth building strategies.

Matt has consulted with many Fortune 100 financial companies and many small businesses. His focus areas are:

  1. Advanced Tax Planning Strategies

  2. Employee Measurement and Management

  3. Sales & Revenue Growth

  4. EBITDA / Profit Growth

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Matt prides himself on working with business owners, financial professionals, and families worldwide on estate planning, tax planning, and wealth-building strategies.

He has worked with many families in partnering with over 13,000 financial advisors to deliver unique tax planning approaches. His areas of focus are:

  1. Advanced Tax Planning

  2. Probate Avoidance

  3. Estate Tax Planning

  4. Legacy Planning

We consider our Services a Family Office.  Family Office’s are reserved for the wealthy to create a team to manage their businesses, finances and financial legacy.  YHH Financial is a Multi-Family Office approach serving the underserved small businesses and families in America.

Your Current…
 

  • CPA is usually a historian and accounting for your number in the past.  Our CPA’s provide you with forward looking tax plans.

  • Financial Advisor are typically stock market focused.  We like to partner with them and offer estate planning, legacy planning, tax planning, Roth conversions, etc.

  • Attorney set up you entity and you usually never talk to them again.  We partner with attorneys to make sure your family and business is getting the best legal benefit of all structures.

Our CPAs, Financial Advisors and Attorneys work on your behalf.  We call our approach the Triangle Wealth…

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Our Family Office Services are and not limited to:

  • Tax Preparation

  • Business/Real Estate Tax Incentives

  • Financial Advisory

  • Business Expansion

  • Retirement Planning

  • Insurance Planning

  • Sales Consulting

  • Estate Planning

Matt has been featured in Inc. Magazine and been featured on ABC, NBC, CBS, and Fox.

Matt is married to Denise Wayman.  They have two boys MJ & Axe. Matt and Denise enjoy working out, traveling, reading, and are on a constant quest for self-improvement and spiritual growth.

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Our mission is to help families maintain financial viability in the present, while taking a proactive approach to achieve future goals.

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